QUESTIONS
The questions
The questions
buyers actually ask.
Straight answers on GA timing and what runs pre-GA, Reg-E disputes, what the dual ledger guarantees, composing one or all three primitives, and BIN sponsorship.
Pre-GA · taking design partners — see what runs today
QUESTIONS
When is GA, and what runs pre-GA today? +
We're pre-GA, hardening with a small group of design partners. The dual ledger runs today — it reconciles to zero and signs every close. The acquiring and issuing engines are built on it; network certification is underway. GA follows partner sign-off. There's no cohort cap, and pre-GA pricing carries into GA.
How do you handle Reg-E error resolution and disputes? +
The full dispute lifecycle runs in-platform: creation, investigation, chargeback. Reg-E error-resolution timers (10 / 20 / 45 / 90-day) are tracked in the platform, not a spreadsheet, and every case produces an examiner-ready evidence pack.
What does the dual ledger actually guarantee? +
Every posting has two sides that reconcile item-by-item. In issuing, the authorization side against the settlement side. In acquiring, the merchant leg against the scheme leg. It closes and pays only when both match. Net is a derived sum, never a mutable scalar. Running today, pre-GA: every close signs, and any day replays to the same book.
Do we have to adopt all three primitives? +
No. Issuing, acquiring (Payrithm), and money movement are one typed surface. Compose one, or all three. Use more than one and they reconcile against each other, not across vendors.
Who sponsors the BIN? +
A sponsor bank rides the BIN. That arrangement is in discussion, not yet in place — we're pre-GA. We'll name the specific sponsor under NDA with design partners once it's secured, and we won't put a partner's name on a marketing page before their program is live.