Platform status · as of July 2026
What runs today. What's next.
Pre-GA, taking design partners. What runs today, and what's still in flight.
The status board
Running
Dual ledger · signed close
Reconciles to zero, signs every close, and any day replays to the same book.
Built
Acquiring + issuing engine
Both books on the one ledger; the cycle close already runs.
Running
SPEI + FedNow rails
Running today; Pix, SEPA Instant and UPI next.
Built
SDKs & OpenAPI
TypeScript + Java SDKs built; spec consolidated.
In progress
Cards · ACH · RTP
Built in the engine; network certification underway.
In progress
First merchant go-live
The next milestone: onboarding, first capture, first statement — end to end.
In progress
Network certification · PCI · SOC 2
Underway; target windows shared with partners under NDA.
as of July 2026
Running
exercised against real scheme formats, ahead of first merchant settlement.
Built
code-complete, integration pending.
In progress
underway now.
Pre-GA · taking design partners