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MONEY MOVEMENT

Every rail behind
one transaction.

ACH, RTP, FedNow, SEPA, Pix and cross-border behind one transaction. The platform routes it to the cheapest, fastest, or most reliable rail, and posts it to the same ledger as issuing and acquiring. One typed surface. The rail is a routing decision, not another integration.

Pre-GA · taking design partners — see what runs today

RAILS

Money-movement rails

US rails ACH · TCH RTP · FedNow
same-day & instant, one API
Europe SEPA CT / SCT Inst
ISO 20022 · pacs.008
Brazil · Pix pacs.008 over the SPI
deterministic · at-most-once
Cross-border SWIFT & correspondent
one transaction, one ledger
HOW MONEY MOVES
1ROUTE

Cheapest, fastest, or most reliable

You write one transfer. The platform picks the rail by cost, speed, or reliability. You don't integrate a new network each time.

2RECONCILE

On the same ledger

Every transfer posts to one ledger next to issuing and acquiring. Money in and money out reconcile against each other, not across vendors.

3GUARANTEE

Deterministic, at-most-once

Idempotent by construction. A transfer fires once in intent, with durable at-most-once egress and replayable delivery.

4COMPOSE

One of three primitives

Run money movement on its own, or run it with issuing and acquiring on one typed surface. They reconcile against each other.

IN THE FIELD

One rail, one ledger

The transfer behind a checkout posts to the same ledger as issuing and acquiring.