string
PLATFORM

One ledger.
Three primitives.

Issuing, acquiring, and money movement are one typed surface on one ledger. Compose one, or all three. They reconcile against each other, not across vendors.

Become a design partner See the dual ledger

Pre-GA · taking design partners — see what runs today

THREE PRIMITIVES
i.

Issuing

Consumer, commercial, fleet, prepaid and virtual card programs. The rails run without babysitting, and PAN never crosses your stack.

ii.

Acquiring: Payrithm

Become the acquirer, not another hop to one. Compose the scheme message yourself: one API, every method, one reconciliation.

iii.

Money movement

ACH, RTP, FedNow, SEPA, Pix and cross-border behind one transaction, routed to the cheapest, fastest, or most reliable rail.

MONEY MOVEMENT

iii · Money movement: every rail behind one transaction

ACH, RTP, FedNow, SEPA, Pix and cross-border behind one transaction. Routed to the cheapest, fastest, or most reliable rail, and reconciled on the same ledger as issuing and acquiring.

US railsACH · TCH RTP · FedNow
same-day & instant, one API
EuropeSEPA CT / SCT Inst
ISO 20022 · pacs.008
Brazil · Pixpacs.008 over the SPI
deterministic · at-most-once
Cross-borderrouted by cost / speed / reliability
one transaction, one record
GET STARTED

Start with one primitive, or run all three.

Become a design partner See the dual ledger Issuing Payrithm